Tuesday, January 13, 2026

December 2025 Job Report: Stability on the Surface, Shifts Beneath (Jack's Horse Ride Share and Delivery Service)

 

(Illustrative, meant to be silly)
Jack has been watching the 
labor reports and knows rural
people need more than firewood delivery
so he built an app for grocery delivery
and transport.

Horse Hooves Delivery Service.
Slogan: We will get it to you within
a week (or a month)! It takes
a while to deliver to those
in Rock, MI.

His great idea is that if someone orders
food like on Uber Eats he can just
hunt and fish on the way and bring
it fresh. 🙃

Technology changes everything!

btw horses get better gas mileage
than hybrid or electric. Slow
but steady

The December 2025 job report suggests that while headline unemployment has remained relatively stable, important changes are still occurring beneath the surface. The overall unemployment rate may not have shifted significantly, but the types of jobs available are changing. Examining where jobs are growing and where they are declining over longer periods provides insight into broader, long-term societal trends.

As new technologies—such as artificial intelligence—continue to emerge, the labor market naturally adjusts. Jobs related to technology and AI-enabled functions are expanding, while some roles in other sectors are declining. This pattern is not new. Similar shifts occurred with the rise of the internet, the railroad, and even the printing press during the Renaissance. Technological change almost always brings corresponding social and economic change (In theory Economic Sociological Platforms).

I’ve included a few links below that may be helpful. One links to the official government report, and the other provides an independent analysis. I’m intentionally holding back strong conclusions, as it’s often best to watch trends develop over time rather than overreact to short-term data.

What can be said with confidence is that the labor market is in motion. Where it ultimately settles will depend on a range of factors, many tied to broader economic conditions. Technology-driven change is unlikely to slow anytime soon, so adaptation will be key. At present, healthcare and social assistance appear to be strong areas for job growth, which may offer useful clues about where the market is heading.

Going forward, it will be important to continue monitoring labor force participation rates alongside employment trends. It may be possible at some point to bring more people into the market through the use of technology but that depends on how we adapt and what type of jobs are created or lost. 

BLS Dec. 2025 Job Report

Business Insider Winners and Loosers Dec. Job Report

Sunday, January 11, 2026

Polo Tournaments in 2026: Staying in the Saddle: Learning, Fitness, and the Joy of Polo

(Illustrative)
Jacob is practicing his skills.

Polo has been introduced
 to the Escanaba area and is
occasionally played by western
riders at a local arena as a way to
 improve riding skills
 and coordination. There
has also been discussion
about hosting a western saddle
(mostly western riders 
so no point in buying new equipment
just for people to play a
every once in a while.)
polo charity match,
with proceeds
 benefiting a local charity.
Polo is a fascinating game—and a lot more complicated than it looks (don't cause a hazard and hit the ball). As we head into 2026, it’s worth keeping an eye on upcoming tournaments and matches (see below), especially if you’re new to the sport. Practicing and having fun is great, but watching games—on YouTube or live if you can—will teach you a ton. You’ll pick up strategy, positioning, and timing just by observing… all without falling off a horse. 🐎

I’m an amateur polo player, meaning I’m decent and enthusiastic, but definitely not getting paid for it. I help out at a local polo club, which is always a good time. Over the years, I’ve met a few professionals who play at much higher levels, and of course we all secretly want to play like them. That said, I’m perfectly happy with amateur scrimmages—there’s nothing wrong with local chukkers and a good post-game laugh.

Polo requires a surprising amount of coordination and skill. When you first start, having some riding experience helps a lot, and you’ll mostly play at the walk and trot. As you improve and learn the rules, you’ll get more comfortable getting out of the saddle, taking cleaner swings, and eventually moving up to a full gallop—while still trying to hit a small ball with a stick. No pressure.

Fitness is also a big part of the game. You need core and upper-body strength to stay balanced, plus strong stabilizer muscles to keep you secure in the saddle. Flexibility matters too, since polo involves a lot of twisting, leaning, and reaching in ways your body may not be used to—especially at speed.

Strength training combined with yoga can make a huge difference in your game by improving balance, flexibility, and overall control. Understanding how your body moves is key, so having an off-horse training routine really helps. I’m a licensed fitness trainer and yoga instructor, and I’ve been involved in polo and other sports for years. If you want help building a routine or basic nutrition plan that fits your goals, feel free to message me to the right and we’ll put something together.

One final note: you don’t have to be great at a sport to enjoy it. Just stay involved, keep playing, and have fun. Skill comes with time. If you get too serious too fast, you might lose interest—especially since polo isn’t exactly a budget-friendly hobby, and yes, you will be sore when you first start.

If you’d like to watch some professional matches and see how it’s really done, check out the link below.

National Polo Center 2026 Tournaments 

Saturday, January 10, 2026

Historical Roots of Dehumanization: The Story of the Clan (Fifth Wave of Hate)

There was a time when people openly debated whether individuals of certain races had souls (and even today, some still question whether certain religions “have souls”). Through deeply flawed and dysfunctional thinking, those with power granted themselves rights over others—rights that cannot legitimately be given away. Generations later, people stood together to free human beings whom society’s worst actors had dehumanized and claimed ownership over. Many sacrifices were made in support of freedom.

(illustrative)
Jerry learned about
the struggles of the past
and the one's some
face today. The 
story of this generation
and the next has
not been fully written. 
He desires people to think
about prior choices and
how to avoid repeating the
bad ones. 
He encourages healthy 
adaptation through
learning; even in 
difficult environments.
He understands 
why we swear the oaths we
do and the importance
of believing in them.
Yet even after emancipation, some courts undermined those gains by rewarding landowners and social insiders who intentionally eroded those freedoms. These actions were products of their time, but they should still provoke deep reflection. The lessons of that era continue into the modern age, particularly when hate quietly enters decision-making—whether openly acknowledged or not.


The Story of the Clan: A Philosophical Thought Experiment

The Story of the Clan is a philosophical learning narrative that explores how segregationist beliefs can reappear in modern forms, targeting certain religions, races, and out-groups. In this thought experiment, unwritten and implicit codes of hate prove more powerful than codified law. This is not accidental; it is the result of years of compromising.

In this story, nearly anything can be manipulated to reinforce the idea that “out-group” members are pseudo second-class citizens—people without meaningful rights of recourse, to whom sacred principles no longer apply. With no effective safeguards and open protection for those who cause harm, the system collapses under the weight of its own social and symbolic distortions. (Symbolic here refers to how the subconscious processes others and assigns—or denies—responsibility toward them.)

Allegations in this narrative range from sexual misconduct, to endangering children for personal gain, silencing whistleblowers by following them home, and targeting religious minorities to remove them from “their land”—despite the fact that many have lived there far longer. The issue is not history but perceived entitlement. These behaviors escalate into repeated attempts at open aggression designed to inflict physical and psychological harm. At that point, institutional failure becomes complete as nefarious actors seek to avoid accountability or profit from wrongdoing. Greed and corruption frequently intertwine with hate.


When Partisanship Overrides Purpose

Imagine a society where generational promises are discarded and political norms make deeply illegal acts functionally permissible. One of the risks of extreme partisanship is that it abandons the middle ground which should be our center. In such an environment, the very purpose of society is thrown aside, and hate becomes collectivized among individuals who are easily manipulated into scapegoating others for their problems.

History has already shown us the damage caused by ignorance, dehumanization, and moral blindness. In this hypothetical, harming others to enrich an in-group becomes normalized. Self-proclaimed “elite” members boast of power over others while openly mistreating them and encouraging others to do the same—creating social rules such as “you can’t talk to the victims” or “being their friend is uncool.” The victims have done nothing but behave politely, yet the clan system repeatedly rewards inappropriate and harmful behavior.

Even after severe harm to innocent people, perpetrators feel entitled to their actions, confident they are shielded by corruption and courts aligned with clan interests. In this story, they are correct: immunity is known, smirked about, and exploited through backroom deals that shield correction. Violations of human and civil rights cannot be ignored, nor should the damage caused by dark-triad traits be dismissed.


The Silver Lining: Oaths Still Matter

Despite coordinated efforts to harm, there are still individuals who believe in their oaths. Most officials and citizens do—especially when reminded of them—though they are often constrained by more toxic members within institutions. In the face of extreme backsliding, victims choose to challenge wrongdoing peacefully and persistently, not for recognition, but because they know it matters for the next generation. They have responsibilities where others have neglected theirs.

They ask for nothing and expect no protection, understanding how misuse of power operates at the unwritten level. They stand calmly in the presence of hate and corruption to strengthen the safety of others and brighten their future. Those who engage in wrongdoing do not represent the majority of public servants, many of whom act with integrity—but these failures occur precisely where systems break down. We owe it not only to the victims but also to those who work with integrity to strengthen these institutions as much as we can. 


Victims, Accountability, and Institutional Repair

Intentionally created victims—often treated as second-class citizens—continue pushing for healthier institutions and a brighter future for everyone, including the children and grandchildren of those who harmed them. Good is rarely rewarded in systems that embrace corruption but that doesn't change the need to continue to encourage a higher moral order. Still, these individuals care enough to learn from history, understand risk, and insist that societies improve by strengthening what works and correcting what does not.

The misuse of institutional authority only weakens those institutions. When those entrusted with responsibility fail to meet the higher purpose of their roles, others step in to reinforce the foundations they neglected. 

As victims come forward and failures in clan-aligned courts become visible, more officials and citizens begin to understand the truth. Hate-based narratives weaken, and the full scope of wrongdoing becomes clearer—including sweetheart deals granted to those caught in misconduct. A different future begins to emerge, grounded in moral awareness and accountability. The rewards of doing what is right slowly become visible.


Shared Values and the Cost of Silence

Standing for shared values is as important today as it was in the past—not only for justice, but for economic stability and a truly indivisible society. History teaches us what happens when good people are silenced, rights are undermined, and distorted consciences justify nearly anything without checks and balances. Manipulation, hate-based rumors, coordinated retaliation, and the misuse of taxpayer money against whistleblowers are signs of systemic failure, no matter how some attempt to rationalize them.

When these behaviors are normalized, low trust becomes the rational response. Two systems of justice emerge—one for insiders, another for everyone else. The same problem found in history repeats itself because it has not been truly resolved only pushed out of conscious to resurface again from failures to learn.


True North and the Fifth Wave of Hate

The written and unwritten rules of society must align with true north. If we claim to believe in certain values, we cannot tolerate clan courts or enrich those who benefit from them. The emergence of a “fifth wave of hate” in this philosophical series represents a final lesson—after which understanding must be consolidated into wisdom.

Accountability may or may not arrive, but the system itself is on trial. Give hate an inch and it takes a mile. If clan courts give it yards, it will take entire roadways. The tragedy is that those most despised by hate groups are often the very people trying to prevent worse outcomes—urging accountability before stronger leadership arrives and reverses the damage.


The Final Question

The central question remains: when the curtain is pulled back, do the perpetrators recognize their actions as an honest reflection of their values? Are they willing to own what they believe and what they have done?

The victims understand their sacrifice and what is at stake when values are treated as decoration rather than obligation. Hate, when normalized, endangers generations. The freeloaders of our rights feel entitled despite never having helped earn or protect them.

The final irony is this: those who dehumanized others ultimately undermined themselves. They mistook immunity for justice. But no amount of backroom deals or institutional protection can outrun the long tail of justice. No individual, institution, or authority is immune to change when society deems that change as necessary for their health.

Doing what is right strengthens society. Doing wrong steals from the next generation to satisfy the unquenchable appetite of a few. As Plato’s Allegory of the Cave reminds us, when people are shown a higher truth, their reaction reveals who they truly are.Allegory of the the Cave

What do you think?

“Do not train a child to learn by force or harshness, but direct them to it by what amuses their minds, so that you may be better able to discover with accuracy the peculiar bent of the genius of each.”  Plato

*This is a philosophical thought experiment for learning purposes. 

Thursday, January 8, 2026

NY Fed Reserve Released December Survey of Consumer Expectations (Sally's Fishing Job Opportunities)

(Illustrative Purpose)
Sally works as a commercial
fisherwoman and thinks 
her industry is poised to grow
but she is concerned if she does
lose her job she will have 
a hard time finding another one.
She hopes someday they find a
way to improve fish stocks
on the Great Lakes. Maybe
reallocate a higher percentage
of money from overseas to
domestic issues like this.

 She may branch into guided fish
tours and a fish lunch and 
launch from Escanaba harbor. 
It has been getting great
reviews from other boating
enthusiasts. 

Perhaps Delta County 
needs a hatchery to feed 
the area with healthy protein fish, 
a potential commercial source,
and tourism. Not to mention
the tax revenue that comes from
increased licenses, restaurant
and hotel stays. The impact
could have some broader
appeal


Great Lake Fishery Commission
In December, consumer sentiment appeared to shift as concerns about job security and the ability to find new employment increased. Interestingly, many people still reported feeling more comfortable about their overall financial situation. This contrast likely reflects the fact that individuals can feel secure financially while still worrying about future employment risks.

Expectations for inflation one year ahead rose slightly to 3.4 percent, while expectations for inflation three and five years out remained unchanged at 3 percent.

Confidence in finding a new job if one were to lose their current position declined to about 43 percent, the lowest level on record. This drop was driven primarily by households earning under $100,000, with the largest declines among individuals over age 60 and those with a high school education or less.

At the same time, concerns about job loss increased. The perceived likelihood of losing one’s job in the next year rose to roughly 15 percent, above the recent average. Fewer people expected to leave their jobs voluntarily over the next twelve months.

Despite these employment concerns, household perceptions of their financial situation improved. More respondents reported being better off than a year ago, fewer reported being worse off, and expectations for financial conditions in the year ahead also strengthened.

You can read more about this at New York Fed Survey of Consumer Expectations

The Day I Went Saber Fencing: A Few Tips and Fitness Benefits

 I’ve fenced on and off over the years, and I’d rate myself as solidly average—maybe average-minus on a good day—especially offensively. That said, I’m actually not terrible when you factor in how little I practice. My true athletic strategy is simple: do lots of different sports and hope competence emerges somewhere along the way. Sometimes it does and many times it just fizzles.

Saber fencing is no joke for cardio. Your heart rate spikes almost immediately as you bounce back and forth on the strip, trying to watch blades, anticipate attacks, counter, parry, counter the counter, and then wonder how you still got hit. Bouts are short, but they feel like sprinting while playing chess with sharp objects.

Some great warriors in history
were Samuria, Knights, Mameluke, Ninjas, etc.

 Spruce Bruce from the Order
of Elken Pine Nuts 
are not among those great
warrior classes.

Ancient Warriors
We held a small club competition, and I finished just about last—which honestly felt appropriate. Most of the other fencers train four times a week. I show up about once a week, sometimes less, occasionally by accident. Still, I know enough to land a few clean points, which makes me a fun target for more experienced fencers. Every now and then I even surprise myself… and them. Sometimes they run into my blade.

A few nights ago, one seasoned fencer definitely did not expect me to nearly beat her. She did score the final point and win the bout, but for a brief moment, I lived in a universe where I was winning—and that’s what really counts.

I’m also a licensed fitness trainer and yoga instructor, with experience in a few other disciplines. If you want help getting in shape—whether for general fitness or sport-specific conditioning—send me a message and we can set something up virtually. I can’t promise fencing greatness, but I can help you get fitter while laughing at your own progress. En garde!

Fencing can burn around 400+ calories and hour and provides some cardio vascular benefits. Fencing Cardio

Wednesday, January 7, 2026

The hypothetical Feather Party: A Matrix-Based Approach to Political Decision-Making

(Illustrative only)

Todd believes
that bringing in a fresh
perspective might
help in creating pathways
for average folks
to share their concerns,
propose ideas, and
develop their communities.
Farmers, store clerks,
small business owners,
concerned citizens,
investors, all welcome!

He thinks the hypothetical Feather Party
should consider a cap on all
donations and no special interests.
Flatter party structure
means less overhead.
All decisions must be free, 
independent and for the
best interest of society as
a whole.

"In politics, we presume that
everyone who knows how
to get votes knows how to
administer a city or a state. When we are ill…
we do not ask for the
handsomest physician,
or the most eloquent one."
-Plato

Todd knows he is ugly but
he still tries anway.🤷😲


Let us continue this philosophical discussion of the hypothetical Feather Party, which exists at present purely as a thought experiment. The idea is to explore the potential role of a small, independent third party that seeks to influence and occasionally tip votes in order to preserve core national values, provide a more direct route to governance for average people, think about the needs of the next generation and enhance strategic decision making. 

(It is ok if this is the world's dumbest idea. We are just enjoying the discussion here. Pet rocks made millions and this one will be a headache but all in good kharma.)

Let us consider there are many options and ways to do this. We can use our imagination to think what that part would look like and its benefits or detractors. Rather than defining itself in opposition to existing parties, the hypothetical Feather Party would operate through a decision-making matrix designed to evaluate legislation and policy choices based on agreed-upon principles. Conservative or liberal are not central to the discussion but is left in the hands of the independent voter.

At its core, this would be a forum for discussion, analysis, and informed opinion—offering guidance to independent voters without requiring them to vote a particular way. By doing so, it could introduce additional perspective into the political process, potentially shaping decision-making and outcomes in meaningful ways. It helps to inform people objectively about issues and then provide what it believes would make the most sense based on the factors involved. If nothing else, it creates an element of fluidity in thinking.

Such an approach would require a clearly defined decision-making matrix that is broad enough to encompass many discussions.  It should remain flexible, yet structured enough to evaluate decisions against established criteria. Each policy or piece of legislation could be reviewed through this lens and receive an endorsement, rejection, or recommendation for revision. 

Given the complexity of modern governance, there could also be value in creating more direct channels for collecting ideas and perspectives. In effect, this would function as a meta-analysis of public input—allowing individuals to submit thoughtful proposals and analyses addressing societal challenges. With today’s technology, it would be entirely feasible to build platforms where ideas and evidence could be shared, reviewed, and discussed.

While the Feather Party would often serve to tip votes one way or another, it could also introduce policy initiatives it believes reflect the needs of everyday people. This would likely require a structured process for gathering ideas from across society—whether from citizens, academics, or public officials—and synthesizing them into coherent proposals through vetting and review. Party members are voted into position based on their ability to critially think and be objective.

Representing that independent
voters were here.
Party members could then evaluate which proposals best address identified problems using the decision-making matrix. Those that show the strongest potential could be presented to the broader governing bodies for consideration. Even when proposals are not adopted, the act of examining old problems through new lenses often leads to better understanding and more innovative solutions. 

The decision-making matrix itself would need to include multiple dimensions, such as constitutionality, economic and social impact, scientific evidence, ethical considerations, and international implications. Policies that perform well across these criteria could then be opened for public discussion and debate. Those that make sense and reasonable but don't cut the mustard still could be open to public review in case they become more important in the future. 

(In other words, the only right answer is that which helps achieve societal and national objectives.)

At that stage, the party could either leave the ideas in the public sphere or formally propose legislation. The same matrix could also be applied to proposals originating from existing parties. Because the hypothetical Feather Party is not designed as an opposition group, it would simply evaluate each proposal on its merits and decide whether to support or oppose it. This additional perspective could help reduce legislative deadlock by introducing a fresh, principled viewpoint.

 (Maybe it just adds to the complexity, so make up your own mind. There is some good points for a third lens outside of current perspectives and some against.).

Importantly, party members would not be required to vote in any particular way. They would be encouraged to review the guidance, analysis, and feedback, then vote according to their conscience. The only expectation would be that votes are cast based on principles and ideas—not partisan advantage or special interest influence. When viable ideas align with core values, they should be supported; when they do not, new ideas should be solicited, vetted, and thoughtfully debated.

This is just a discussion for fun. However, one might wonder if 15% of the voting population and legislative seats would have a positive impact. What do you think? Stupid idea or could it have merit? Either way is just fine. 🤔

Monday, January 5, 2026

Small-Busines Bankruptcies Rise: What Drives Business Success—or Failure—in Emerging Markets

According to the article below, business bankruptcies appear to be increasing, which is something worth watching closely going forward. As more businesses are started, closure rates naturally rise as well—most new ventures do not survive their early years, and that is a normal part of the business cycle. There are also well-established economic theories that explain these boom-and-bust patterns in business development. The market constantly changes so small business adapt the best they can through the cycles. A rise and change in trend could indicate other things are going on.

Conference Board Boom and Bust

Business Life Cycle

Illustrative only.
Aron knows that much of his business
success comes from finding
the right start up location. He also
knows that if he keeps learning about
business and adapting while
keeping an eye on unnecessary 
expenses he can match
market need while 
making a strong profit. 

He works with some of the other
businesses on Ludington St. to  enhance
the downtown environment
and community because he has experienced
that his business is part of a network
of other busineses in the area. 



One key area of focus should be retaining businesses beyond their first few years so they can establish viable structures that support sustainable growth. A business may begin with a strong product or idea, but it must eventually develop a repeatable and profitable process that meets market needs. It doesn’t have to be large-scale or mass-produced, but it does need to deliver enough value for customers and generate sufficient returns to remain financially viable.

Rising costs can place pressure on businesses to adapt and make changes to improve efficiency. In some cases, this can be a healthy exercise that leads to better operations and leaner processes. However, when cost increases are rapid or structural—affecting inputs that cannot easily be reduced—bankruptcies become more likely. This is why factors such as inflation, infrastructure, taxes, and tariffs are so important to business survival.

From a theoretical perspective, business clusters can create efficiencies by sharing inputs, talent, and infrastructure, which can lower costs for individual firms. Certain environments naturally attract startups, and when those businesses are supported and connected to export markets—either nationally or internationally—overall wealth can increase. Entrepreneurial hubs often resemble startups themselves, experiencing cycles of experimentation, failure, and eventual stability as they mature. (In theory one might call this Perpetual Sustainable Development which furthers Creative Destruction concepts. If the environment is right it will continue to rejuvenate more cycles. It is just an idea so feel free to discard. This blog is about ideas.)

Government decision-making plays a significant role in shaping these outcomes, particularly through policies that influence costs, regulation, and legal frameworks for business development. When decisions balance economic realities with broader societal needs, they can foster more stable and sustained growth. Markets also exert pressure, requiring businesses and policymakers alike to adapt. Pressures are applied on all levels of governance from local to national creating the business environment and climate. Together, these forces shape the foundational conditions that determine whether a particular location is conducive to starting and sustaining successful businesses. If you find one then consider starting a business there. 

Small Business Bankruptcy Up