Friday, February 13, 2026

January Inflation 2026 Consumer Price Index 2.4% for 2025 (Janice Starts a Business to Pick Up Extra Money)

(Illustrative Only)

Janice starts an outdoor
clothing shop selling
snowmobile, side by side,
and atv clothing.
The goal is to take her
money and put it into
something she thinks
will make more than inflation.

She things Escanaba
might be a good place to start
her clothing line.
Inflation is a measure used to understand how the value of money changes over time. As inflation rises, your purchasing power falls. That’s why earning $20,000 a year a century ago meant something very different than earning the same amount today. When our grandparents paid 50 cents for a gallon of gasoline and we now pay $4, $5, or even $6 depending on the region, that’s inflation at work.

While taxes, import costs, and other factors influence prices, inflation itself is typically measured using the Consumer Price Index (CPI). The CPI tracks price changes across a collection of common goods and services. You can see the governments consumer price index below.

Inflation can occur for several reasons:

  • Demand-pull inflation — too many dollars chasing too few goods.

  • Cost-push inflation — rising expenses for raw materials, metals, tariffs, or supply chain disruptions.

  • Inflation expectations — when people and businesses anticipate higher prices, which can reinforce rising costs.

So far this year, inflation has remained relatively moderate. A few categories have seen noticeable increases, which you can view in the charts linked above.

CONSUMER PRICE INDEX - JANUARY 2026

  • Headline inflation (CPI) rose 0.2% in January 2026 on a seasonally adjusted basis.

  • On a 12-month basis, consumer prices increased 2.4% (not seasonally adjusted).

  • Core CPI (all items less food and energy) increased 0.3% in January (seasonally adjusted).

  • Over the past year, core inflation was up 2.5% (not seasonally adjusted).

  • Shelter prices contributed to the overall increase in January.

  • The next CPI report (for February 2026 data) is scheduled for release on March 11, 2026, at 8:30 a.m. ET.



Finding Meaning: The Idea of Purpose, Enjoyment and Human Capital

Let’s move on to human capital development through the lens of finding purpose and meaning. Many young people begin their careers without really knowing what they want to do or what they should study in college/tradeschool. They often choose something that seems interesting, familiar, or influenced by what they’ve seen on TV or from others around them.

Every person brings a unique set of skills—some innate, others developed through learning, training, and exposure to new ideas. But many people drift without direction, letting life push them around. Sometimes they end up in good places; other times, they get lost at sea. Having a sense of purpose creates a focal point for one's actions and decisions.

Over the years, I’ve met people with a wide range of passions: some love working with orphans (I’ll include a link below in case you’d ever like to donate), others love sports, camping, painting, fixing cars, the outdoors, fishing, or hunting. These interests become their outlets, and sometimes their callings.

Ideally, you can combine your passions with your work. Making a living doing what you enjoy is a wonderful thing. If you love teaching, you’ll naturally gravitate toward activities related to it—and if you can earn money doing so, even better. If you love theater and it’s tough to make a living in that field, you can still participate in your local community and pick up occasional side gigs.

When choosing your purpose or focal point, think about what you’re genuinely good at and what truly captures your interest—not what others say you should like. Then, find ways to develop those skills so you can use them meaningfully. Use them to develop your community and society. Always strive to make a better place.

For example, I enjoy painting. I’m not particularly skilled, but I’ve sold a few paintings and I find the process fun. Is it a major passion in my life? No. But it brings me joy, and that’s enough. Want a painting let me know. I do custom stuff...even when not great. :)

If your purpose is simply to enjoy life, that’s perfectly valid—just do it intentionally. Btw way.....Donate to Orphans

You might be interested in this study on finding meaning and gifted. Gifted and Meaning

The Pastie-Empanada Hybrid: Fuel Efficient and the Best of Both Worlds (Camp Cooking)

(Illustrative Only)

Jack thinks these youngsters
don't know where their food
came from and they getting
out of shape because they didn't
have to walk to school 
both ways without shoes,
or chop wood, or
knit and tan their own clothes like
they did in the old days. 

After years research
scientists "discover" that 
fitness and healthy food
go together. Jack 
must have been a genius because
it seemed like common sense to
him. 🙃

He threw a few things in the
bowl and thought about
how the pasties came
to the Upper Peninsula
The History of the Pasty
 Cooking takes time—annoying, I know. But once you learn the basics, things suddenly become way less painful. The problem is we’ve all become dependent on over-processed grocery-store mysteries wrapped in plastic. We’re “busy” doing a million things… none of which actually improve our lives. Meanwhile, cooking forces you to slow down and make something real, from actual ingredients that once grew somewhere, not in a factory.

And the closer you get to raw materials—flour, veggies, meat—the more impressive you become. This is why grandparents could cook everything from memory. They felt their food and when they got something good they wrote it down. My mother and grandma had those little recipe cards that lived in a box older than electricity. They were basically sacred texts. And yes, grandma's potato sausage was legendary. Still trying to figure it out.

At some point, all the basic knowledge blends together. Pie crusts? Same crust, different pie. Pizza dough? Same dough, multiple situations. Soups? A big pot where you invent something, and no one can tell you you’re wrong.                                 

So that brings me to this latest creation—a chaotic but successful “pastie-empanada hybrid.” Around here, we have pasties (thank you, Cornish miners). I lived in California, so I also know empanadas (thank you, Mexicans). I basically took both concepts, ignored the rules, and made something in between. Bigger than an empanada, smaller than a pasty—so basically a confused pastry going through an identity crisis.

I grabbed frozen veggies from the freezer (shocking, I know), tossed in fresh cheese, chopped chicken breast, garlic butter, onions, crushed tomato sauce, and whatever seasonings fell into my hand. Then I wrapped it all in pie-pasty dough and baked it until it looked edible. Very scientific.

Tip: poke a couple of holes in the crust so it doesn’t explode. I didn’t. Mine came out flatter than my first attempt at sourdough.

Cooking in camp, cabins, or on a boat isn’t impossible—you just lose access to all the nice tools that make you feel like a real adult. But this recipe… if you can even call it that… works anywhere.

When I posted it on Facebook, three or four ladies immediately asked for the recipe. The problem is…I don’t actually have a recipe. So I sent them a link to a generic pie crust and said, “Put whatever the heck you want inside and throw it in the oven.”

Boom. Chef status unlocked. 400 cals, 25 protein, 30 carbs ish

BTW: I 'm a licensed fitness trainer looking to pick up some more side hustle work. If your interested in some virtual stuff/coaching let me know and we can figure something out. Send a message to the right.

Just in case you needed the crust Flaky Pie Crust



Thursday, February 12, 2026

When Courts Fail to Correct they Also Fail to Respect (The Story of the Clan)

The Story of the Clan and Intentional Default:

(Illustrative Only)

Freedom and justice
are not owned by any 
individual, party, person,
institution, or ism.

We will always
be free people if
we do the little things
that keep the dream alive.

Support each other, encourage
right over wrong, foster 
accountability, ecourage kindness,
question hueristic beliefs,
and stay faithful to
your oaths and social contracts.

Each generation relies on the one
before. What we leave them
is up to us. What are you
willing to leave behind?

A Study on the Relationship
between Human Rights and
Corruption
This a philosophical, theoretical, thought experiment on the process of hate and corruption to help explore potential solutions. Take with a grain of salt and come to your own conclusion. It is meant as a learning allegory on, philosophy, ethics and values so one can draw their own personal conclusion. No true right or wrong but only helpful and unhelpful conclusions.

Onto the story.....

Let us consider the Story of the Clan, in which clear corruption took root through coordination between a partisan judge, a few compromised officers (who do not represent the vast majority of the many honorable men and women who serve with integrity), and a group of bigots (...not all bigots but enough poor actors that are willing to acto on other's behalf and rumors.). They carried out coordinated psychological and physical forms of aggression against people they thought were subhuman, and anyone who reported these actions—even good people with a proven track record of accuracy—was quickly placed on a target list. It became a horrendous display of hatred and misuse of authority, creating second-class citizens through intimidation and discrimination.

Wrongdoing goes uncorrected when individuals lose sight of an institution’s true purpose and the sacrifices of generations who fought to secure our freedoms. They took it on themselves to accept the histories they want and reject the ones that provide a much rounder view. They are working outside of their authority and serving parties and ideologies above the social contracts and the people. When this foundational respect deteriorates, the system drifts away from justice and toward serving private interests. Trust collapses, while ignorance and misuse of authority rise.

There is an unmistakable responsibility to prevent such failures from recurring and to protect future victims. Something they forgot about as they turned a blind eye to each act of wrongdoing. In this example, the court not only ignored these responsibilities—it actively rewarded the perpetrators and silenced those raising concerns. When necessary reforms are ignored, it becomes willful negligence, raising serious questions about whom these institutions truly serve. The purpose of the law must be upheld—not twisted through technical loopholes designed to benefit friends, allies, ideologies, religious beliefs, or partisan agendas.

Their duty to the public should outweigh any loyalty to the “isms” that cause rapid harm and painfully slow correction. This situation did not emerge by accident but through intentional lower of the value of life reminiscent of darker moments in history. Too often, problems are allowed to fall on the victims rather than being resolved by those entrusted to uphold justice—and sometimes even caused by those very same individuals. This pattern has become increasingly visible and underscores the need for meaningful reform. That reform is intentionally slow and that slowness creates new victims.

Discussion

Consider the broader context: declining trust, increasing corruption, fewer opportunities for younger generations, wealth becoming concentrated, and reforms moving at a glacial pace. There is much to be proud of in any society, yet in this learning example the justice system clearly needs improvement. It is far too easy to misuse systems for purposes they were never intended to serve. Good officials should be very much more rewarded and their contributions honored.Those who benefit from avoiding reform feel no urgency to fix the problems—leaving us with the challenges we see today. While the Story of the Clan may end, the need for greater loyalty to our values is apparent. As truth, justice, and hope fade so does futures. We each make a choice in that.

Let us start thinking about what would help even if such ideas are initially impractical, or worthy of greater examination, that draws from the development of groups, culture, and best practices. No allegory is of any particular value unless it brings forward new solutions or solves a dilemma of moral conscious.

*This is a hypothetical, philosophical, theoretical thought experiment on how and hate and corruption can impact the environment. You may change around the elements and come to your own conclusion. It is also ok to change your conclusion. 





Project Point to Help Business Start-Ups and Growth in Escanaba: Could it have an impact the downtown and the local economy?

(Illustrative Only)

If you have an idea
start by attending events and
creating a business plan. 

10 Steps to Starting
a Business-SBA
Rejuvenation and growth come from both economic and social development. On the economic side, communities benefit from strong financial planning, infrastructure, zoning, education, and the marketing of new opportunities. On the social side, growth happens when people get involved—joining local organizations like the Chamber of Commerce, taking courses, attending events, supporting downtown shops, and committing to building businesses in the area.

Not every business will succeed, and many young entrepreneurs don’t always know the next steps to turn an idea into something real.  Yet not only will some succeed a few will really take off with the potential to transform towns. That’s why these courses and programs matter. They spark creativity, share practical knowledge, and connect people with those who know how to make things happen.

(One might also consider socials of start-up businesses to help people learn from each other and connect to people who can help them.)

A single startup downtown can transform more than just one building. It can improve surrounding properties, raise tax values, and draw more people into the area. When customers visit one shop, they often stop at others. Positive exposure can also attract new investments—not just small business owners looking to relocate, but also mid- and large-scale investors, as we’ve seen with companies like Billerud and Amazon.

Teaching people how to develop their businesses has a long-term impact on economic growth. Tourism and downtown revitalization go hand in hand as well; people enjoy browsing local shops and discovering unique items. It impacts quality of life, draws more dollars for local wealth, and foaster retention and development in larger anchor businesses. 

If you have an interest in starting a business or expanding one in the area, consider reaching out to these organizers to see what they offer. Congratulations on another milestone in our community’s development. It is this kind of forward thinking is what creates new opportunities. You might not fully see the impact yet but you will. 

How Cities Can Spark Economic Transformation through Entrepreneur-Led Economic Development

Project Point Workshop Series: Helping Delta County Businesses Grow

The Escanaba Downtown Development Authority and the Delta County Economic Development Alliance are launching Project Point, a monthly workshop series designed for both current business owners and new entrepreneurs in Delta County.

Event Details
Location: Escanaba City Hall, 410 Ludington St, Escanaba, MI 49829
When: Second Wednesday of each month
Time: 3:00–5:00 PM
Cost: Free
Hosted by: Downtown Escanaba, Delta County Chamber of Commerce, and Escanaba DDA
Info & registration: https://escanabadda.org/project-point

Each session focuses on a different area of business—from launching a startup to strengthening and growing an established operation. The format is moderator-style, encouraging audience participation and discussion.

Kickoff Workshop was Held – February 11-Contact to Get Involved.
Featuring the Michigan Small Business Development Center (SBDC)
Presented by Nicole Young Potvin, SBDC consultant, entrepreneur, and marketing specialist.

Topics include:
• Accessing free SBDC one-on-one consulting
• Writing a business plan
• Pricing strategies
• Marketing support and research
• Buying or selling a business
• Additional tools and resources for local businesses

SBDC’s no-cost services offer practical support to help businesses stay competitive in a changing market.

Why Attend?
“Taking time for workshops is crucial for business owners to stay competitive and adapt to evolving market trends,” — Ed Legault, Executive Director, Delta County EDA
“It’s like attending a business conference every month.” — Craig Woerpel, Executive Director, Escanaba DDA

Participants will leave with fresh ideas, practical strategies, and new connections with fellow business owners.

Bonus: DDA Business Partners Committee
Right after each workshop, the DDA Business Partners Committee meets at 5 PM at City Hall. It’s a chance to stay updated on downtown initiatives, including February’s Restaurant Week.

Join us each month as we work together to grow, strengthen, and launch businesses across Delta County.


January 2026 Boost Jobs Over Slow Growth Year (Gary and Sally Support Creative Capital, Market Engagement, and New Industries)

(Illustrative Only)

Gary and Sally invented
a new product based on the
needs of multiple industries
and market demand. Their
product is so unique it may
launch a new industry
as emerging science have
created a paradigm shift.

They hire creative capital, 
allow retired folks to
work part time and seek to 
groom younger people. They
and their business are community
oriented. Places
like Escanaba might be right 
where they need to be
to launch a new enterprise.

They are thinking of 
how a Multi-Cluster
in Delta County could
foster a new industry.
In theory.
Multi-Cluster DC
Unemployment remains relatively low at 4.3 percent, and January saw a solid gain of 130,000 jobs. However, total job creation for 2025 was modest at 181,000. Earnings have risen slightly, and some analysts view these developments as signs of a possible labor-market turnaround while other think a short uptick doesn't mean the underlying factors shifted in a month. Growth was concentrated in health care and social assistance, while manufacturing and production remained largely stagnant.

Ideally, more job growth would occur in manufacturing and production fields. Although health care and social assistance are important to society, they are not always major drivers of broad economic value (i.e. the cost of healthcare a long bubble that could be much cheaper.). Expansion into these types of service industries may reflect an aging population and an economy that needs to focus more on renewal and maximizing human-capital development. 

Technology could help bring more people into the labor market and support the creation of new industries. It can generate real economic benefits, but only if workers are prepared to fill the jobs it creates and if those jobs produce value that the world needs. 

Investing in infrastructure, strengthening education, fostering creativity from an early age, and expanding international partnerships could help. Achieving this, however, requires a deeper commitment to new ways of thinking and working. Few know the right answers and those are complet but one thing is sure, the more we develop our society the greater the benefits. It all starts with people.

  • Total nonfarm payroll employment increased by 130,000 jobs in January 2026.

  • The unemployment rate was 4.3 percent, little changed from the previous month.

  • Job gains occurred in health care, social assistance, and construction.

  • Federal government employment declined, continuing a recent downward trend.

  • Employment in financial activities fell in January.

  • Other major industries, including manufacturing, retail, transportation, and professional services, showed little change.

  • Average hourly earnings for private-sector employees rose by 0.4 percent in January and are up 3.7 percent over the past year.

  • The average workweek increased slightly by 0.1 hour to 34.3 hours.

  • Revisions to November and December data showed employment gains were slightly lower than first reported.

  • The annual benchmark revision significantly reduced the previously estimated job growth for 2025.

  • Long-term unemployment remained elevated, and the number of people working part-time for economic reasons stayed high.

  • Labor force participation and the employment-population ratio changed little in January.

Wednesday, February 11, 2026

Corruption Index: Learning How to Reduce Corruption Through a Thought Experiment (Story of the Clan)

(Illustrative Only)

Thinking about Kotter's Model
of Change
and how small
adaptive changes leads to
smoother growth when 
compared to larger fast paced
changes. Leo thinks small 
faster paced changes could
improve systems based on
emerging science and 
societal expectations. Micro
changes that improve outcomes.

Leo is part of the 
hypothetical Feather Party
that is used for philosophical
discussion on a third vote
tipping party of independents that
doesn't work with special interests,
limits campaign donations, doesn't 
allow for party-line votes. It
uses an agreed upon decision 
making matrix based 
on the needs of the
next generation. Each
member must make their
own consclusion and
vote their conscious. The party
does not exist at this time
in history, a type of thought
experiment.

 If you don't like
one independent's
thoughts you can pick
another. The goal being
to create liquidity of intellectual
thoughts to greese friction. 

Philosophy and Politics
as Guides to Governance
We can talk about corruption endlessly and still miss the deeper consequences of its spread. The Story of the Clan is a philosophical learning allegory that underscores the need for systems grounded in principle rather than politics, ideology, prejudice, or personal gain. It functions as an early warning, revealing how certain mindsets and assumptions can produce harmful outcomes. Keep in mind this story is for learning and exploring so take with a grain of salt. Secretive targeting, suppressing speech or beliefs, and using institutions to punish some while rewarding an in-group are all improper and unlawful in orientation. In the example, poor actors intent was in some cases to exploit and dehumanize others in a way that inflicts harm, and benefits insiders. Once such practices are uncovered, failing to correct them reflects the values behind decision-making and the level of commitment to one’s oaths. (Remember that actions and habits are usually goal-oriented and in some cases might reveal a larger pattern. Nothing is in a vacuum. Behavior and Habits in Goals).

Now consider how this might relate to the global corruption index.

According to the recent report, there has been a general decline in the fight against corruption. Some have concluded that addressing it is not worth the time or effort, despite its significant costs. Thought experiments like the Story of the Clan illustrate how hate, bias, and unchecked misuse of authority weaken systems when checks and balances fail. The mistreatment persisted for years and affected more than one generation. These type of losses for victims nor the potential broader loss in human capital were not considered. We often selectively choose what we want to see and consider as valued (See philosophery versus lawyer conception below.)

The story moves toward resolution only when accountability is restored, trust rebuilt, and a renewed commitment to shared values emerges. In this game theory everyone looses until the actors accept there are certain norms that improve the outcomes and benefits of everyone. This is why those assumptions, beliefs and symbolisms were created to ensure society has cohesive glue as an adaptive species trait (Game Theory Selfish Eventually Loose).  It can ultimately become a positive story, but only if we continue to act as guides through the fog of competing agendas, limited reflection on societal purpose, and institutional entitlement. Clear sight comes on the other side of that journey.

When we learn and adapt, corruption declines. Most officials act with integrity and deserve recognition for their service. However, when checks and balances are weak or absent, even a small number of bad actors can exploit the system and undermine social contracts. Dumping it on victims creates a secondary harm and perpetuates the poor behaviors and the impact on societal health. There never should be second class citizens. When we fail to learn, the problems grow. Rising corruption damages economic development, weakens social cohesion, and disrupts the basic functioning of institutions.

Respect for law and order requires understanding the intent of the law, not treating it as a tool for gamesmanship. Laws form a social contract meant to hold everyone to the same standards; when they are misused, they lose perceptual value (Integrity, performance and perceptual integrity can be thought of as part of trust.). Those who model integrity strengthen society as a whole. Philosophers often remain closer to principle because they rely on broad ethical reasoning rather than narrow self-interest—although such clarity can be uncomfortable in many settings and, as a result, tends not to last long (Philosophy-Know Nothing

Corruption harms every society. Reducing it requires a commitment to core values, institutional purpose, and the idea that all members of society share in the same protections and responsibilities. (When things more like a game then there may too many lawyers and not be enough philosophers to maintain a true north point of sail.).

Corruption Perceptions Index 2025: Decline in leadership undermining global fight against corruption

A summary of the article:
  • The 2025 Corruption Perceptions Index shows global corruption worsening, with the global average score falling to 42, the lowest in more than a decade. Most countries score below 50.

  • Transparency International reports a long-term decline in strong, accountable leadership to fight corruption, including in established democracies such as the US, UK, Canada, New Zealand, France, and Sweden.

  • The number of high-performing, low-corruption countries has dropped from 12 a decade ago to just five in 2025.

  • Many countries with declining CPI scores also saw reduced civic space, including pressures on media, civil society, and public freedoms.

  • Public dissatisfaction and protests increased, including among younger generations in countries such as Nepal and Madagascar.

  • The organization calls on governments to strengthen enforcement, protect civic space, improve oversight and transparency, and close loopholes that enable corrupt financial flows.

*This is a philosophical, theoretical, thought experiment for learning purposes and exploring concepts. Feel free to change around the elements and come to your own conclusions. Take with a grain of salt.