Monday, September 8, 2025

The Development of Economic Clusters: Innovative Competitiveness of Locational We-Economics (Kindle Version)

I’ve been studying and thinking about economic clusters for nearly 15 years. My approach hasn’t always followed traditional economic lines—I’ve blended it with non-traditional social perspectives to better understand the microtransactions that form the backbone of an economic system. Too often, we’re socialized into conventional economic thinking, which overlooks the millions of small social and economic interactions that make an economy resilient and thriving. These dynamics can operate at the local level, helping communities hedge against market shifts, or at the regional (or even national) level, where broader industry collaboration takes place.

The book grew out of 350+ pages of writing and reviewing other research and condesced into under 50 so the idea can be better understood. It distills these ideas into a simple, concise framework for how a TRIC—Transactional Rapid Innovation Cluster—could potentially be built with the right local, regional, or national support. There may be organic and structured methods of doing this.

While the book is meant primarily as food for thought, research suggests that such microtransactions could, in fact, be measured and applied to improve economic development and human capital formation. Done well, this could evolve into a sustainable economic engine that benefits both local communities and wider stakeholders (i.e. investors, other areas, other industries). Who doesn't love thriving communities or industries?

I’ll be writing a number of short pieces like this to help promote the book. They are just thoughts and ideas on a line of thinking. It’s part of a small series that also includes two related works—one focused on individual leadership, and another on socialized economic development. Together, they offer complementary perspectives, each adding something new to the conversation. An economic system is complex so don't expect anyone to have a complete understanding or solution. However, it is possible to see the merit in looking at things in a new way for a modern digital era of AI.

You can review and purchase by clicking the link. They might make good birthday gifts, send to your relatives, and just buy and burn in a barrel so you might want to stock up!!!!! 😆$9.50 Kindle Edition (at the time of this post.).


Sustainable Local Food: Garden, worm, fishing, and nutrition

One of my organic garden boxes.
I built a few.
This is a little funny in its own way, but it’s also worth thinking about. I built a garden that I don’t water or weed nearly as much as I should. Things did grow, but they were all pretty small. The water level was fine, but the weeds quickly overran everything. Still, I’m learning as I go—especially about new ways to create sustainable nutrition. At some point, I’ve even thought about buying a small plot of land for a larger hobby farm, though for now I’ll just keep experimenting with my organic raised garden boxes.

I found some worms recently, and since I like fishing, I started thinking about how it all connects. If I grow food in the garden, find a worm, use the worm to catch a fish, and then return the fish guts to the garden as fertilizer, I’ve created a small, sustainable ecosystem. That feels like a win. By the way, Escanaba has some great fishing. It would be nice if the DNR added a hatchery there to boost tourism, strengthen fish populations, and support sustainable health. Just a thought.

San Diego, on the other hand, is very eco-friendly, though there doesn't seem to be much room for community gardens. It would be interesting to see more encouragement for backyard and rooftop gardens in urban areas. Who doesn't love beautiful flowers, gardens, and general increased greenery. It has social and economic value.

Nutrition is important. As our planet’s population grows, we need to be more mindful about protecting the Great Lakes and other natural wonders. We could revive commercial fishing, strengthen local food sources, improve nutrition, and generate more revenue. Using license and permit funds in the area strictly for protecting the Great Lakes seems like a smart way to build that connection. The more we take from Mother Earth, the more we should give back to enhance the whole—a balance that should bank in Mother Natures favor to improve our ecosystem over time.

As a side note. Of course, not everyone sees it that way, but you might find the idea interesting. Also I'm a certified fitness and yoga trainer if you would like some help I will provide a reasonable rate. Both are good for other fitness activities like boxing, climbing, dance, etc....

The Story of the Clan: Undermining Human and Civil Rights for a Few Bucks and a Pat on the Back (A Philosophical Discussion)

As a philosophical, theoretical, and hypothetical thought experiment, you can take it with a grain of salt: switch around the elements, change the make up of the actors involved, and reach whatever conclusion feels right to you. The Story of the Clan is a parable of how to overcome hate and corruption. The real purpose is to reflect on what such dynamics could mean and to consider how improvement might be possible if harmful behaviors become normalized and collectivized. As a philsophical discussion we can take this wherever we want and explore the the many different facets of a problem (We can even question if is even a problem at all?)

In this learning example, you may notice the inversion of values: the good being treated as bad, and the bad being treated as good. This often connects to the filters of perception and the unspoken symbols people use to assign value to others. When racism and bigotry are normalized within certain social networks, outcomes can be distorted—leading to corruption, weakened safeguards, and a breakdown of checks and balances.

Importantly, this is not a story meant to provoke anger or despair. Rather, the goal is to imagine a positive conclusion—one of reconciliation, accountability, and adaptation. In theory, such an ending would not only help protect the public but also enhance the performance and fairness of institutional systems. One may propose a counter argument here if they desire. It would be interesting to understand what those counter arguments might look like and how such justifications come forwad (...as crazy as it sounds). A moral quandry with complex dynamics. We have used the word 'moral conscious' to represent awareness of moral issues. In some ways stories like this might help raise moral conscious of readers by simply thinking about the topic for a moment in competetion with the many different things that we focus on in our daily lives. 

How a Clan System Undermines Human and Civil Rights

In this learning example, a perpetrator worked with several corrupt officers, leveraging their positions of power to threaten, intimidate, and target a minority(s) member(s) (based on race, religion, or other identity) for personal gain (One can separate by anything including politics, eye color, education, wealth, etc. but this one is on hate and corruption). With dark triad traits at the forefront, a few poor actors spread false and bigoted rumors—narratives easily accepted by their prejudiced peers—to encourage dehumanization and collective mistreatment. Once that narrative was accepted without critical examination they then turned to a judge within their social network, who used conflict of interest to rule in their favor in a secretive meeting to protect and enrich the pepetrators. Inadvertently they also ruled against the rights of others. In the process, children were harmed, the elderly were abused, and the perpetrators refused to take any responsibility for their actions. They had a clan affiliated judge who was not going to allow that to happen least a can of worms was opened.

What makes this story so troubling is that, aside from the victims, none of the actors involved could claim innocence. Their crimes escalated to the point where covering up wrongdoing seemed easier than correcting it. Just saying "no" and enforcing your boundaries set people into a wild rage. Witnesses, whistleblowers, and victims were placed on target lists, while official complaints were systematically ignored to protect Clan members. New victims came forward from other people against some of the affiliated members that included other forms of authority misuse such as rape, targetings, theft/corruption, so on and so forth. The evidence was starting to pile up and couldn't be just considered random in occurance. A pattern that should have been discovered earlier if people were doing their jobs properly.

This willingness to sacrifice the most basic human and civil rights in the pursuit of power and group benefit highlights the dangers of Clan-based corruption. Hate became a tool for control, and the targeting of historically marginalized groups provided a convenient justification. While the manuscript below reflects racism, the same dynamics can extend to religiously motivated hate and other forms of of discrimination. How Racism Affects Well Being

In the thought experiment human and civil rights were violated for a few bucks and a pat on the back. One of the founding fathers Thomas Jefferson said something profound "The price of freedom is eternal vigilance". It means to be aware and to support those freedoms where and when one can. In my perspective it means thinking about and remembering the importance of such freedoms. How our daily choices and perceptions impact the continuance or realization of such freedoms. Small acts of kindness, connecting to different types of people, and sharing a perspective of what benefits us all helps ensure those freedoms continue. Those who divide cannot secure those freedoms in the end.

This study talks a little about corruption and its impact on society.  

Corruption and economic growth: New empirical evidence

Philosophical Considerations

This list is not exhaustive—it simply opens a discussion. You may think of additional questions of your own. As a philosophical story we can propose different possibilities.

  • Justice and Outcomes: Would stronger defaults toward justice lead to improved economic and social performance, or might they result in decline?

  • Perceptions and Bias: How do the perceptions and biases people hold shape the way they view others? Can such biases be used to justify harmful behaviors if victims are deemed “worthy of hate”?

  • Checks and Balances: What safeguards can prevent socially tight networks from exploiting institutions for enrichment or harm? What does it mean for society if those safeguards fail and wrongdoing cannot be corrected?

  • Individual Responsibility: How can individuals encourage administrators to fulfill their mission of protecting the public? Should citizens vote out corrupt officials, promote broad reporting of misconduct, or hold leaders accountable to serve the whole community?

  • Consequences of Inaction: What are the economic and social impacts of protecting, shielding, or failing to reverse corruption and hate crimes when they are uncovered?

  • Integrity to Oaths: What might it mean if someone swears oaths about certain values of (freedom, indivisibility, etc.) and then violates those oaths when socially pressured? What does it say about their character? Capacity to lead? Is it any different if a group of officials do that?

  • Further Reflection: What other questions would you add to deepen this discussion? What type of world, nation, or community would you like to build? Is it the place or the principles that count?


This is a philosophical and theoretical thought experiment. Take it with a grain of salt. The goal is to explore perspectives, not dictate conclusions. Some may feel strongly that certain groups should be blocked from participation in society, while others argue for inclusion and fairness. Ultimately, the conclusion is yours to reach—there is no single “right” or “wrong” answer. There is a just a line of choices that lead to futures unknown.





Sunday, September 7, 2025

Unemployment Rate 4.3% August 2025: Unused Capital

Representing a skilled laborer idle.
The unemployment rate is an important measure of human capital and slack in the labor market. When the unemployment rate rises, it reflects unused human potential. In the past, labor was often viewed as interchangeable units, like parts of a machine. Today, however, the workforce is far more complex—shaped by education, creativity, training, technology, experience and diverse skills. This means the type of workers unemployed can reveal industry trends and signal the need for retraining and retooling. Markets change so assessing whether it is a broad slowdown or specific to certain industries can help understand shifts.

The Federal Reserve Board of Governors defines the unemployment rate as: “The unemployment rate represents the number of unemployed people as a percentage of the labor force. The labor force is made up of people who have a job and people who are jobless but are looking for work and available to work.”

Civilian Unemployment Rate



A Few Pictures of the Harbor and a Tourist Boat in Escanaba

 A few nice pictures I took but they are not good enough for my art gallery The Walking Path. You may enjoy them because I think they are still pretty nice. 

Tourist ship on the water with moon.
Blurry
Harbor



Delta County Board of Commissioners Meeting (9/2/2025): Attorneys, FOIA, Development and Investment

The county continues to move forward. Several FOIA submissions have been filed in response to citizen concerns from the past, some of which have lingered unresolved for some time (The actual issue is not yet known publically but socially this issues was a bigger concern in the past.). In addition, requests for certain records have gone unanswered from a prior attorney, raising questions about transparency (The county has been actively seeking these records without a response). The ultimate significance of these issues remains to be seen, but they appear to be noteworthy (Time will answer these questions so let us be patient. I'm curious myself. Avoid coming to a conclusion until the information is obtained.).

On a positive note, growth and development are on the rise. After decades of decline, recent years have brought renewed commitment from local officials to attract investment and revitalize the area. Their efforts have drawn interest and support, while the community itself has grown more cohesive, with stronger coordination among local government entities. People seem highly invested in success of social and economic development. A testimony to the 'sense of community' that has been created.

It will be worth watching how these dynamics unfold. Investors looking to join a community on the upswing are likely to find a welcoming environment. Conversations around solar energy, waste management, development, and community events continue to gain momentum, signaling further opportunities ahead. As long as people think about what is best for their community and how to align it to the market to draw revenue/resources in a way that enhances quality of life they will do well. Forget the wider outside political interests or those who sort of like to come in a muck things up for themselves. Local governance is about local people-the stakeholders.

Saturday, September 6, 2025

Small Business Trends for 2025: Is Customer Service Still Important?

As a micro-business owner, I’ve been thinking about the trends likely to shape the way I operate. According to the Small Business Administration, some of the key trends for 2025 include e-commerce, online marketing, AI, cybersecurity, and customer service. In many of these areas, large businesses have the advantage. However, customer service is one space where small businesses can truly stand out.

Large companies often rely on phone trees, focus heavily on upselling, outsource services, and prioritize cost-cutting over customer experience. Because decisions are frequently driven by dollars and cents, the bigger picture can become skewed. This opens an opportunity for small businesses to carve out a niche where larger companies can't find a workable-customizable experience.

Small businesses can offer personalized, customer-focused interactions that are difficult for larger companies to replicate. Whether operating from a shop in downtown (i.e. Escanaba or San Diego as examples) or serving a broader market online, they can maintain a hometown feel while expanding their reach.

Customers want to feel appreciated. A friendly smile, light conversation, helpful service, and a willingness to handle returns create positive experiences that customers remember. Keep in mind that positive memories create repeat customers. Treating them as part of a network of friends and associates often makes a small business more valuable than a larger competitor.

That doesn’t mean large companies never succeed at customer service, but small businesses have the advantage of seeing people as people—not just as entries on a spreadsheet. They watch them come in to the store, answer questions, sometimes even deliver the products themselves. This human, social side of business plays a major role in building loyalty and encouraging repeat customers. Meanwhile, small business owners can still adopt new technologies, blending innovation with a personal touch.

(For example, I had been looking for a long time for someone who could print a few T-shirts and other logo clothing articles on demand. I eventually found a small operation while sitting with some friends. She told me that if I dropped off the clothing, She would print it. I’m not making any money from this—I give most of the shirts to charity and donate some at charity dinners and events—but it’s still something I’d like to try locally before sending the work to a larger establishment that takes a much bigger percentage. I might consider sending a tshirt with a purchased item randomly i.e. $10)

5 Trends for 2025 from the Small Business Administation