Downtown Development as a Catalyst for Innovation (Niles and His Mom & Dads Capital)

 

(Illustrative Only)
As a learning example, 

Nile launched his
start-up on Ludington street
and moved to the area
with mom & dads 
capital, matched with
local financing, and a good idea.
If he scales there is room 
to move to an industrial
area. Most of
his products are sold online
but he gets a lot of foot 
traffic from tourists. 
Full Bloom Delta County

Going forward, industry will always have an important place in our economy, and industrial parks will continue to play a vital role in manufacturing and large-scale business. At the same time, communities are increasingly recognizing that thriving downtowns are essential to long-term economic growth, particularly for entrepreneurs and startup businesses (Keep business cycles in mind.)

We often talk about innovation, but we do not always create the systems that allow innovation to flourish. Vibrant downtowns are one of those systems. They provide opportunities for entrepreneurs to test new ideas, launch businesses, and adapt to changing markets. Even when businesses fail—as Joseph Schumpeter's concept of creative destruction suggests—the ability to quickly replace them with new ventures is part of what drives long-term innovation and economic resilience. (Schumpeter Business Cycles Btw each of these theories has holes in them so a comprehensive theory has not been found. ).

Many successful companies begin as small, family-owned businesses operating out of a modest storefront. As they grow, some eventually expand into industrial parks, hire additional employees, and become major contributors to the local economy. That process begins by creating an environment that attracts entrepreneurs, startups, investors, and angel capital.

Communities can support this growth by making it easier to start a business. Clear regulations, accessible financing, business-friendly policies, and designated points of contact help reduce barriers for entrepreneurs. Many aspiring business owners simply do not know where to begin or who to call. Removing that uncertainty can make a significant difference in whether a business launches successfully.

Escanaba provides a good example of this opportunity. Quality of life has become an increasingly important factor for younger generations when deciding where to live and work. The area offers outstanding fishing, hiking, boating, equaestrian, skiing, and outdoor recreation, along with a revitalized downtown, new streetscape improvements, community events, and an attractive waterfront. These assets make the community increasingly appealing to entrepreneurs and remote workers alike.

However, a successful downtown cannot rely solely on the local customer base. Businesses should also be encouraged to serve tourists, supply regional anchor industries, and develop products or services that can be exported beyond the local market. Whether it is outdoor recreation equipment, specialty manufacturing, artisan products, technology services, or entirely digital businesses, expanding beyond local demand creates stronger and more sustainable economic growth.

Housing also plays an important role. Renovating upper-floor apartments, encouraging mixed-use development, and creating more downtown living opportunities help generate the foot traffic and activity that support local businesses throughout the year. Continued investment in public safety, infrastructure, partnerships, and business support services further strengthens the downtown environment.

Escanaba's downtown has already made significant progress. Construction, redevelopment, and public improvements demonstrate positive momentum. The next step is attracting more entrepreneurs and young professionals who can build businesses that not only serve local residents but also reach regional, national, and global markets.

The Brookings report below encourages communities to think beyond restoring the past and instead reimagine downtowns for the future. In today's digital economy, some of the most successful businesses may operate entirely online while maintaining a downtown presence. By combining mixed-use development, expanded housing, strong public-private partnerships, accessible financing, and a safe, welcoming environment, communities can create downtowns that become lasting engines of innovation, entrepreneurship, and economic prosperity.

How to Break the Doom Loop: Actionable Insights from the Brookings Future of Downtowns Learning Exchange

• The report argues that downtown recovery should focus on shared prosperity rather than simply restoring pre-pandemic conditions, recognizing that hybrid work and economic inequality have permanently changed urban centers.
• Brookings recommends transforming downtowns into mixed-use destinations by expanding housing, supporting adaptive reuse of outdated office buildings, and encouraging diverse economic activities beyond traditional office employment.
• Strong workforce development and equitable access to opportunity industries are emphasized as essential strategies for creating inclusive economic growth while addressing labor shortages and improving employment pathways.
• The report highlights the importance of public-private-civic partnerships, placemaking, public safety, transportation, and investments in quality of life to create downtowns where people choose to live, work, and visit.
• Rather than viewing declining office occupancy as an irreversible "doom loop," the authors argue that flexible policies, local collaboration, and innovative governance can reposition downtowns as resilient engines of regional prosperity.

Loh, T. H., & Love, H. (2024, July 22). How to break the doom loop: Actionable insights from the Brookings Future of Downtowns learning exchange. Brookings Institution. https://www.brookings.edu/articles/how-to-break-the-doom-loop-actionable-insights-from-the-brookings-future-of-downtowns-learning-exchange/

The Allegory of the Clan: From Zero-Sum Beliefs to Systemic Injustice

 Let us continue the Allegory of the Clan, a modern philosophical thought experiment modeled after Plato's Allegory of the Cave. As individuals gain greater knowledge and explore issues more deeply, they also have the opportunity to develop wisdom. One lesson from this thought experiment is the importance of continually improving our institutions so they function fairly, ethically, and effectively.

(Illustrative Only)

Most people genuinely try to do the right thing, and society is filled with well-intentioned individuals. However, when adequate checks and balances are absent, corruption, prejudice, and hatred can take root. In the allegory, insiders misuse institutions such as the courts and other positions of authority to enrich themselves while targeting minority groups. They spread rumors, fabricate stories, manipulate children, suppress freedom of speech, silence intellectuals, and violate fundamental human rights. Rather than accepting responsibility for their actions, they shift blame onto the victims—a classic example of victim blaming.

This pattern becomes especially dangerous when decision-makers share a strong in-group identity or ideological perspective that limits their willingness to challenge one another. Imagine a hypothetical society in which some people believe that only those who look like them, live like them, or share their beliefs are fully entitled to the benefits and protections of society. They dismiss people of different races, religions, or backgrounds as outsiders, regardless of their actual history or contributions. Even when evidence shows that these so-called outsiders have been part of the nation's history since its earliest beginnings, the perpetrators ignore those facts because they conflict with their worldview. Instead, they convince themselves that they alone deserve the system's benefits.

The purpose of this hypothetical and philosophical thought experiment is not to describe any one society but to explore how these dynamics might emerge, how they affect institutions, and what solutions might prevent them. Examining these ideas allows us to think critically about governance, justice, and the importance of accountability.

The research below complements this discussion by examining zero-sum beliefs. A zero-sum mindset assumes that one group's success must come at another group's expense. When people adopt this perspective, they are more likely to view outsiders as competitors rather than partners, increasing prejudice and social division. In reality, economic development and social progress are often additive rather than zero-sum. As more people contribute their knowledge, skills, and ideas, opportunities expand, creating benefits that can be shared more broadly.

In the allegory, a small number of bad actors manipulate institutions and persuade others to adopt the same zero-sum thinking. Because effective oversight and accountability are weak, these harmful beliefs spread throughout the system. The result is a toxic environment where favoritism replaces fairness, prejudice becomes normalized, and additional victims are created through negligence and institutional failure. The allegory ultimately emphasizes the importance of strong checks and balances, transparency, and accountability to ensure that institutions serve everyone fairly rather than protecting the interests of a privileged few. The whole is more important than the selfish gain of a few. 

*The Allegory of the Cave is a hypothetical, philosophical, theoretical thought experiment so take with a grain of salt. It is for learning purposes.

Investigating How High Perceived Economic Inequality Exacerbates Intergroup Competition, Zero-Sum Beliefs, and Perceived Intergroup Prejudice

• The study examined how perceptions of high economic inequality influence attitudes toward other social groups and increase feelings of prejudice.
• Across multiple studies, participants who perceived greater economic inequality were more likely to believe that resources and opportunities are limited, fostering zero-sum thinking.
• Increased zero-sum beliefs led individuals to view other groups as competitors, strengthening perceptions of intergroup conflict and prejudice.
• The findings suggest that perceived inequality affects psychological processes beyond financial concerns by reducing trust and increasing social division.
• The authors conclude that reducing perceptions of economic inequality and addressing zero-sum beliefs may help improve intergroup relations and reduce prejudice.

Lisnek, J. A., Caluori, N., Brown-Iannuzzi, J. L., & Oishi, S. (2024). Investigating how high perceived economic inequality exacerbates intergroup competition, zero-sum beliefs, and perceived intergroup prejudice. Personality and Social Psychology Bulletin. Advance online publication. https://doi.org/10.1177/01461672241234787

Using Color to Pair Rooms to Impressionists Art (Chewy Agrees to Everything for a Treat)

Maybe you're looking to spruce up a room or create a gallery wall that makes people say, "Wow!" instead of, "Oh... was that on clearance?" Pairing artwork is actually easier than it looks, and I've been reading up on different ways to do it. It's been helpful because I've collected a lot of photographs and paintings over the years, and at some point I should probably stop stacking them in closets and actually hang a few.

(Illustrative Only)
Give this guy 
a treat and he 
will agree to everything. 
Think about
colors and pairing. 

I also sell some of my artwork from time to time. I'm not expecting to become the next Picasso or retire on painting seagulls, but it's a fun hobby. Honestly, one of the best lessons I've learned is this: if you enjoy doing something, keep doing it. Who cares what everyone else thinks? Art is one of the most subjective things in the world.

I've walked through galleries and stared at a painting with a $2,000 price tag thinking, "Did someone accidentally leave that there after painting the living room?" Then I've created pieces that I thought belonged in the recycling bin. Other times I've finished something, stepped back, and thought, "You know what? That's actually pretty good." Beauty really is in the eye of the beholder—and sometimes in the eye of the person holding the credit card.

One of the simplest ways to pair artwork is by using color. Pick a dominant color—maybe blue, green, purple, or pink—and then choose other pieces that share enough of that color to create a visual connection. They don't have to match perfectly; they just need enough in common that your eye naturally groups them together.

This is one reason Impressionist artwork works so well in home décor. It's often driven by mood, light, and color rather than precise detail. If you're trying to create a calm room, a cozy space, or something bright and energetic, selecting artwork with a consistent color palette can help tie everything together.

And don't think you have to buy all your artwork from one artist. Mix and match. Pair paintings with photography, woven tapestries, wood accents, or even coordinate them with your wall color, furniture, or area rug. The goal isn't perfection—it's creating a space that feels like you.

Besides, if someone asks whether your gallery wall was professionally curated, just smile confidently and say, "Absolutely." There's no need to mention that your design process consisted of moving pictures around seventeen times and asking the dog (Mine is Chewy and as as long as I give him a treat he will agree to anything.) for a second opinion.

(*BTW The title was designed specifically.)

The Colored Sky Acrylic 8"X10"

You can also check
out some of the other stuff
in My Gallery

You may also send $80 to
PayPal Colored Sky

If you want to buy
direct or have questions
send a message to the right
or email muradabel@gmail.com

Deep Water Rescue for Lifeguards (Video)

Underwater rescue is an important skill that lifeguards develop through their certification and continued training. Lifeguards should always be willing to learn, ask questions, and seek guidance from those with more experience. Often, conversations with experienced professionals can provide valuable insights and help improve skills. Keeping up-to-date and learning is important for personal mastery and in many ways for the people you are helping. 

The video below discusses some of the techniques and considerations involved in underwater rescue. Having open-water certification can be especially beneficial because it requires additional skills and practical testing beyond what is typically required for pool certification. Ocean lifeguard certification is another level entirely (...thinking about it and the physical requirements. 500 meters Mission Beach 10 minutes for SD lifeguards as well as sprinting.), with additional challenges and skills that many lifeguards may consider pursuing in the future.

This video reflects how I approach learning. I may take a class or train with others, but I also believe in continually expanding my knowledge base. Regardless of the activity, I enjoy learning something new each time I revisit a topic. Even watching this video again, I picked up a few additional ideas and techniques that I can apply.

There is always a need for lifeguards, both locally and in other communities. While lifeguarding is more of a hobby and a community activity for me, it is still something that must be taken seriously because people’s safety depends on it. At the same time, there is something rewarding about being outdoors, enjoying the fresh air, staying active, and having another reason to maintain physical fitness.

I also have certifications as a fitness trainer and yoga instructor. If you are interested in affordable virtual fitness training, feel free to reach out. It is something I do on the side as a hobby, and I also try to donate some of the proceeds to charity. muradabel (at) g mail (dot) com. 

In the meantime, check out the video below. It provides a great overview of many of the skills we learn as lifeguards and offers useful information that can help continue improving our abilities.

Leadership With Self-Promotion or Leadership on Skill and Merit

Leadership is critical to the success of any organization. From experience we may learn that always those who rise into leadership positions are not always the most skilled, the most qualified, or those with the greatest leadership potential. In many cases, the people who advance most quickly are those who are highly effective at promoting themselves (We should be a touch skeptical of self promoters.)

This can create risks for an organization. Self-promoting leaders may prioritize their own interests over the organization's mission, values, or long-term success. They often focus on achieving short-term performance metrics that make them appear successful, even when those decisions may create long-term challenges. By the time those long-term consequences become apparent, they may have already moved on to another organization after leaving behind strained relationships or unresolved issues. Still, they may take on another leadership position at another organization because we did not pause to think about their leadership values.

Whether you are selecting leaders for a business, nonprofit, government agency, or another organization, it is important to look beyond confidence and self-promotion. Evaluate candidates based on their integrity, ability to develop others, commitment to the organization's mission, and evidence of sustained long-term success. A thoughtful recruitment and selection process can help identify leaders with genuine potential while reducing the risk of placing individuals in leadership roles who may ultimately do more harm than good.

Don't Confuse Ambition With Effective Leadership

• People with higher leadership ambition tend to rate themselves as more effective leaders than others rate them.
• Managers, peers, and direct reports did not view highly ambitious leaders as more effective than less ambitious leaders.
• Ambition increases the likelihood of pursuing leadership positions, but it does not predict leadership effectiveness.
• Organizations should use objective measures, such as 360-degree feedback, to identify and develop effective leaders rather than relying on confidence or self-promotion.
• Expanding leadership opportunities beyond self-selected candidates can help organizations discover talented individuals who may not actively seek leadership roles. 

Kinni, T. (2025, January 15). Don't confuse ambition with effective leadership. Stanford Graduate School of Business. https://www.gsb.stanford.edu/insights/dont-confuse-ambition-effective-leadership⁠

It's Not the Physics of the Club but My Swing That is At Fault (All in the Hips)

(Illustrative Only)

It's All in the Hips!

 The weather finally cooled off from the recent 100-degree heat, although the smoky skies still made it feel like we were golfing inside yesterday's campfire. About half our group looked outside, saw the conditions, and wisely retreated. The rest of us decided to embrace questionable decision-making and squeezed in a quick nine holes. The ball looked like a comet coming out of the smoke. 

Despite the wheezing, hacking, water eyes and a few with old Covid masks it turned out to be a great morning. I actually finished with a better score than the few players I was paired with, which felt like a personal victory. I'm not an elite golfer—I'd call myself average, maybe average-plus on a good day. I know the fundamentals well enough to hold my own with most groups, and the more I play, the more consistent I become.

Golf and Farm field
Very nice picture
after a few days
rain. You can see
the smoke in the background.

I can print most pictures up to
poster size for $50
Frame or Unframed. 50% for charity
and 50% for me.
Send me a message to the right
or my email.
You may check out My Gallery
and Art Page. You may
also send the amount and 
size you want with $50
for any photo to
PayPal Photography

It also got me thinking about what really improves your game. For me, it comes down to repetition. Practice the same swing over and over until it becomes second nature. Then get out on the course and keep playing. Don't hit harder but just do the same swing and let the distance come on its own.

Of course, golfers love to blame—or credit—the equipment. There's always someone convinced that a new $800 driver will magically shave ten strokes off their score. Better clubs can certainly help, but they won't fix a slice. They might just send the ball farther... into the next fairway.

The real improvement comes from developing a consistent swing. Once your mechanics are solid, quality equipment can help you get a little more distance and performance. But the swing comes first.

And while I may never be competing on the PGA Tour, I do have a fitness trainer certification. If you're looking to improve your overall health, strength, or fitness, I can help with that through virtual coaching. Just send me a message, and we'll talk. muradabel (at) gmail (dot) com

After all, whether it's golf or fitness, success usually comes down to the same formula: practice the fundamentals, stay consistent, and don't expect expensive equipment to do all the work.

If you want to learn more about the science of the golf club. 

Leadership Through Strengths and Self-Awareness

Leadership is essential to the success of any organization or group, whether it's a business, sports team, military unit, government, or even a group of friends. Effective leaders help turn ideas into action while bringing people together around a common purpose.

According to Gallup, leadership can be viewed through four key domains: Executing, Influencing, Relationship Building, and Strategic Thinking. Executing is about making things happen and turning plans into results. Influencing involves gaining support and motivating others, since meaningful accomplishments rarely happen alone. Relationship Building focuses on creating trust and strong networks that enable collaboration. Strategic Thinking allows leaders to evaluate options, anticipate challenges, and make informed decisions.

The good news is that leadership can be developed. Growth begins with self-awareness rather than simply doing more, achieving more, or meeting additional performance metrics. Understanding your natural strengths, along with the skills you've developed through experience, provides a foundation for becoming a more effective leader. When we recognize and build upon those strengths, we are better equipped to solve important problems, inspire others, and make meaningful contributions to our organizations, communities, and society as a whole.

Effective Leadership: What Makes a Good Leader

• Effective leadership begins with self-awareness by understanding and applying your natural strengths rather than trying to imitate another leadership style.
• Strong leaders create clear goals, communicate expectations, and align teams around a shared purpose while fostering trust and engagement.
• Gallup identifies four primary leadership domains—Executing, Influencing, Relationship Building, and Strategic Thinking—and encourages leaders to leverage their dominant strengths.
• Seven essential leadership skills contribute to effectiveness: building relationships, developing people, leading change, inspiring others, thinking critically, communicating clearly, and creating accountability.
• Leadership effectiveness improves when leaders focus on developing others, strengthening team culture, and consistently applying their strengths to improve organizational performance.

Gallup. (n.d.). Effective leadership: What makes a good leader. CliftonStrengths. https://www.gallup.com/cliftonstrengths/en/356072/how-to-be-better-leader.aspx